have credit that is bad or simply just found its way to great britain

Once you sign up for an Oakam loan, you’re not just developing a brighter economic future on your own, you’ll be section of a like-minded community this is certainly enhancing acce to affordable credit for several

Every we support people as they achieve their money goals, build their credit profile and acce better loan rates day. During the time that is same simply by using our mobile application to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for all.

Join our community of 150,000+ clients.

Brand brand New client? Begin with a loan from ?100 to ?800 today. Fast turnaround without any fees that are late

279% fixed interest that is annual (1427% APR representative)pare Oakam along with other loan providers right right here.

Current clients can borrow as much as ?5,000 and graduate to an annual interest of 49% (variable) with this Big Plus loan.

  • Acce cheaper prices as time passes and enhance your credit score
  • Quickly graduate to prices less than numerous charge cards
  • Borrow as much as ?5,000 while you grow your credit profile
  • No setup costs. No late or early payment charges
  • susceptible to terms

    Apply with certainty

    Fill our protected online application and get a choice in moments. No setup costs, no belated costs with no repayment that is early.

    Begin your Oakam journey

    Place your loan to payday loans for Alabama residents utilize the Oakam application, increase your credit rating with time and grow your method to a brighter monetary future.

    Tailor your loan

    Acce lower prices and larger quantities as you repay your loan. Borrow as much as ?5,000 in the long run. Get more information

    Get in on the customers that are 150,000 trust us

    We’re more than simply a cash loan provider: we’re for a miion to help make credit that is acceible reality for several.

    Download our mobile application

    The Oakam app that is mobile permit you to use along with assistance you handle your loan:

    • Make an application for a loan
    • always check your outstanding stability
    • See your next repayment time
    • Review your payment routine
    • Reasons why you should join Oakam

      Bad credit? We are going to pay attention

      We’ll tune in to your tale if you should be on advantages, have bad credit rating or perhaps found its way to the united kingdom. We’ve caused it to be our miion to split down barriers that are financial enhance acce for many.

      No home visits – ever!

      Cash is a matter that is private we keep it that method. Think about us as an alternative to doorstep loans. We’ll never ever knock in your home and you may constantly achieve us online or higher the telephone.

      No surprises that are hidden

      At Oakam you’re always in charge. Our items are transparent and simple. We don’t charge late costs and there’s no cost aociated with repaying early.

      Your connection up to a brighter economic future

      While you pay off your Oakam loan, you can easily unlock reduced prices, larger quantities and longer terms. It’s our method of assisting you create your credit profile in the long run.

      Handle the Oakam app to your loan

      Acce your loan and payment schedule by getting our software, thereby applying for tops ups and loans that are new the long term.


      Oakam provides easy and easy services that are financial those who find it difficult to borrow from banking institutions. We provide accountable acce to credit and therefore are specialized in serving our clients with respect.

      Every time we help individuals because they achieve their cash objectives, build their credit profile, and acce better loan prices. In the time that is same by utilizing our mobile software to settle on time, Oakam clients are changing the financing industry, making credit le costly and much more acceible for all.

      So how exactly does it work?

      It’s simple! You are able to use on our site, or via our mobile software. The software could be downloaded through the Apple iStore for iPhone products, or in the Google Enjoy Store for Android os devices. In case the application is authorized, the money may be provided for your money from the day that is same. Many candidates that are succeful their loans within an hour or two to be authorized.

      Susceptible to status. Regarding the application, we’re going to ask you for the month-to-month income and spending in detail, to be able to concur that you’ll manage the month-to-month repayments throughout the life of the mortgage.

      Does Oakam execute a credit search?

      Yes. But we usually do not base our decision entirely on your credit score. At Oakam we realize that life does not constantly get as prepared. We comprehend you may have a poor credit history that you may have run into financial difficulties in the past and as a consequence. Unlike other lenders though, Oakam will likely not immediately blacklist you have actually mied repayments. Your credit score and affordability aement assist us comprehend your situation that is current when ae the job for a financial loan.

      Therefore, also we might still be able to help if you have been declined by other lenders in the past.